Managing money can feel like a game where everyone else got the rulebook except you. But the good news? You can catch up. You just might need to do a bit of homework first. Here are a few personal finance books that are both practical and actually engaging.

The Money Answer Book by Dave Ramsay
This book is a quick, no-nonsense Q&A-style guide covering budgeting, debt, investing, and saving. Ramsey’s approach is simple: live below your means, get out of debt, and build wealth the smart way. I loved that this book was so quick and easy to read. It’s just a bunch of relatable questions other people have asked.
Manage Your Money Like a F*cking Grown Up: The Best Money Advice You Never Got by Sam Beckbessinger
Basically the book, I wish I read in school. I felt like Sam understood life as a South African which is what made this so fun for me to read. Packed with humor, real-life examples, and a much-needed dose of reality, this is a book I go back to over and over again.
Rich Dad, Poor Dad by Robert Kiyosaki
I know there are often conflicting opinions about this book but what I really liked was looking at the way the two dads thought. My uncle made me read this book as a kid (I don’t know why) but until I reread it as an adult a few years ago, I had no idea how many ideas from this book, I still carry with me today. This is an entertaining read but I do wonder if it is still relatable today.
The Latte Factor: Why You Don’t Have to Be Rich to Live Rich
I don’t think it’s an exaggeration to say this book changed my life. If you want a mindset shift that makes saving feels effortless, this is the book for you. Despite this title, this book has little to do with coffee. Instead it talks about how to save money in a way that won’t make you feel deprived.
Personal finance does not have to be overwhelming. These books break things down in a way that’s easy to understand and implement. Whether you’re looking to get out of debt, build wealth, or just feel more in control of your finances, there’s something here for you.